So, you have lapse your car insurance policy? May be you forgot the last day of payment or renew your policy period. Reason can be myriad but you know that without this you can’t be able to drive. It will be an offense if you still do so. Rather bearing expansive penalty which can be fine or imprisonment or both, get the insurance back. But the question is how do you get cheap insurance in Lancaster again after you let your policy lapse? Keep reading to find the answer of your problem.
Instantly Call Your Insurance Company
Don’t let the lapsing period extend further, there is a popular saying that, ‘whenever you go awake, then it is morning’. If you have a genuine reason to present, then trust me it becomes again easy for you to get insurance. Your agent still holds the control to reinstate the policy without any penalty if it has been only a few days.
Note: Remember most of the insurance companies have a certain fixed grace period after that period even they can’t help you out. So try not to avoid this period or will be better not let the lapsing phase ever occur.
Prepared Your Genuine Excuse
Excuse always works when you commit some mistake. Especially, in this case, our government is not so rude against its public. After all, we human abide by mistakes. But if you have to do it, realize it instantly, don’t ignore it further because a lapse in car insurance coverage means that your vehicle no longer has the coverage limits and can be towed anytime.
The Commercial auto insurance in California considers the lapse period to be applicable from the time your coverage stops until:
• Coverage is reinstated
• You surrender your vehicle plates.
• Your vehicle registration expires.
• Provide legal proof that your vehicle didn’t require car insurance
• You've shifted to a new state and purchased the coverage limits of that state.
Avoiding Future lapse
People let their car insurance hold for different reason may be saving purpose. But understand that saving a bit for an illegal purpose can cost you to the fortune which bothers you a lot in future. Don’t let your auto insurance cost you much expensive, try to be punctual every time and play legally.